Alabama Insurance Claim Lawyers Alabama Bad Faith Lawyers Birmingham Insurance Claim Lawyers
Birmingham Bad Faith Lawyers
Ken Hooks has a long history of representing clients who have been unfairly denied benefits or protection under their insurance policies. Our firm handles all types of bad faith insurance cases, including:
• Auto Insurance Claims
• Homeowner Coverage
• Business Insurance Claims
• Life Insurance Claim Denials
• Disability Insurance Claims
• Health Insurance Claims
In the United States, most courts have held that a special relationship exists between an insurance company and its insured, requiring the insurance company to act in good faith toward its insured. In particular, this means that the insurance company is under an obligation to pay when it becomes reasonably clear that a claim is covered. An insurance company is required by law to provide you with the coverage outlined in your policy in exchange for the premiums you pay. If a company defaults on its contractual obligations and does not act in good faith toward policyholders, the policyholder can bring a case against the insurer. Taking insurance companies to court is not only the appropriate way to get the funds that you were denied, it also holds these companies accountable for illegal practices and forces them to do business the right way for their other policyholders.
Types of Bad Faith Claims
With regard to claims made against you by others, acting in bad faith may include such actions as refusing to provide coverage for a claim, refusing to provide a lawyer to defend you, failing to investigate a claim and unreasonably exposing you to a verdict or judgment in excess of your policy limits. With regard to claims made by you, acting in bad faith may include, denying payment of valid claims, delaying payment of a valid claim, underpaying a valid claim, failing to investigate a claim and other unfair and unscrupulous acts.
If your insurance company has acted in bad faith, you may have a right to compensation for the amount of your insurance claim, the amount of any excess verdict against you, emotional damages and punitive damages. If you believe your insurance company has failed to act in good faith, and you or your business have suffered a significant loss, please contact us for a prompt no-cost, no-obligation consultation.
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Brain and Spinal Cord Injury
Construction Site Injury
Defective Medical Implants
Fraud and Bad Faith
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HOOKS LAW FIRM, LLC
KEN HOOKS LAW is a trade name of Hooks Law Firm, LLC, an Alabama Limited Liability Company.
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KEN HOOKS LAW LLC
We serve the following Alabama cities and surrounding communities:
Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Madison, Florence, Gadsden, Vestavia Hills, Prattville, Phoenix City, Alabaster, Bessemer, Enterprise, Opelika, Homewood, Northport, Anniston, Prichard, Athens, Daphne, Pelham, Oxford, Albertville, Selma, Mountain Brook, Trussville, Troy, Center Point, Helena, Hueytown, Talladega, Fairhope, Ozark, Alexander City, Cullman, Scottsboro, Millbrook, Foley, Jasper, Hartselle, Fort Payne, Gardendale, Saraland, Muscle Shoals, Eufaula, Sylacauga, Pell City, Jacksonville, Irondale, Leeds, Moody, Calera, Fairfield, Atmore, Chelsea, Pleasant Grove, Tuskegee, Russellville, Gulf Shores, Clay, Rainbow City, Boaz, Valley, Sheffield, Andalusia, Clanton, Tuscumbia, Southside, Fultondale, Guntersville, Greenville, Arab, Bay Minette, Demopolis, Pinson, Hamilton, Spanish Fort, Opp, Oneonta, Wetumpka, Monroeville, Lanett, Tarrant, Montevallo, Lincoln, Satsuma, Chickasaw, Roanoke, Attalla, Orange Beach, Brewton, Pike Road, Midfield, Daleville, Robertsdale, Jackson, Childersburg, Glencoe, Rainsville, Brent, Smiths Station, Piedmont, Tallassee, Winfield, Fayette, Adamsville, Headland, Geneva, Margaret, Hokes Bluff, Thomasville, Columbiana, Haleyville, Springville, Argo, Valley Grande, Union Springs, Evergreen, Elba, Citronelle, Marion, Odenville, Centre, Livingston, Heflin, Moulton, Dadeville, Warrior, Red Bay, Weaver, Clayton, LaFayette, Hanceville, Brighton, Eutaw, New Hope, Luverne, Centreville, Kimberly, Abbeville, Priceville, Hartford, Jemison, Bayou La Batre, York, and Sumiton.
We serve the following Alabama counties:
Autauga, Baldwin, Barbour, Bibb, Blount, Bullock, Butler, Calhoun, Chambers, Cherokee, Chilton, Choctaw, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Covington, Crenshaw, Cullman, Dale, Dallas, DeKalb, Elmore, Escambia, Etowah, Fayette, Franklin, Geneva, Greene, Hale, Henry, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Lowndes, Macon, Madison, Marengo, Marion, Marshall, Mobile, Monroe, Montgomery, Morgan, Perry, Pickens, Pike, Randolph, Russell, Shelby, St. Clair, Sumter, Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Wilcox, and Winston.
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